Principle and interest only based on a 30 year conforming mortgage with a fixed rate for five years and 20% down payment. Approximate sales price of $262,000 and loan amount of $209,600. Monthly payment is calculated at 1.25%. Does not include property taxes or HOA dues. Some restrictions apply. All terms subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other programs and terms available based on qualification. Requires closing with Spire Financial Group. Please see Oneida's Sales Manager, Laura Scholtz for details. Buyers are not required to finance through Spire Financial, seller's preferred lender as a condition of purchase or access to settlement services; however incentive programs described above are only available by financing and closing through Spire Financial.

MAY BE USED FOR: Closing Costs Decorating Credit Washer Dryer Stainless Steel Refrigerator Air Conditioning